HOW IT WORKS
Choose your plan, tell us about yourself and receive cash. It’s that simple.
Our three-step process means it’s never been easier or quicker to apply for a loan.
STEP ONE
Choose Your Loan
STEP TWO
Tell Us About Yourself
STEP THREE
Receive Your Cash
What do I need to qualify for a loan?
You need to be a South African citizen and above 18 years of age. You also need to be employed and have a valid bank account. If you are a social grant beneficiary, you need to receive the grant through the bank.
How long before I receive the money?
You will receive the funds in your account within ten minutes of completing the application process.
How much can I borrow?
You can borrow anywhere between R500 and R4000. However, the specific amount you’re eligible to borrow will be determined by your affordability. Our lending practices adhere to the guidelines established by the National Credit Regulator to ensure that the loan amount is within your means to repay. This approach is aimed at promoting responsible lending and helping you manage your financial obligations effectively.
Non-Repayment
Any non-repayments will result in a R150 service fee and 5% interest charge added every month. Should you fail to make payments for two months, your account will be transferred to the debt collections company. This will affect your credit rating and could decrease your chances of getting credit from external providers in the future.